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Medicare Basics While Working

a paper that lists what COBRA stands for on a desk with a pencil and notepad

What To Know About COBRA and Medicare

Navigating the complexities of healthcare coverage can be challenging, especially when it comes to understanding the interaction between COBRA and Medicare. In this article, we will provide a comprehensive guide to help you understand what COBRA is, how it relates to the Medicare Part B penalty, who is eligible for [...]
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older couple reviewing medicare plans with female insurance agent

How does Medicare affect HSAs?

As you approach the age of 65 while still working, you may be considering the benefits of Medicare compared to your employer’s group health coverage. One of the most common questions we get from customers is, “How does Medicare affect HSAs?” We’ll outline what the different parts of Medicare mean [...]
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About Medicare Basics While Working 

Are you approaching the age of 65 and still working? Understanding the basics of Medicare is crucial to make informed decisions about your healthcare coverage. Our comprehensive resources provide a general overview of Medicare for individuals who are working past the age of 65, helping you navigate this complex system with confidence.

Medicare is a federal health insurance program primarily designed for individuals who are 65 years or older. However, if you are still employed and have health coverage through your employer, you may wonder if Medicare is the right choice for you. Our resources offer valuable insights to help you make an informed decision based on your unique circumstances.

One important factor to consider is Medicare eligibility. Most individuals become eligible for Medicare at age 65, regardless of their employment status. However, if you have employer-sponsored health coverage, you may choose to delay enrolling in Medicare Part B (medical insurance) without incurring late enrollment penalties. It is essential to understand the rules and timing associated with Medicare enrollment to ensure uninterrupted coverage and avoid potential penalties in the future.

Our resources also explore the different parts of Medicare. Medicare Part A provides hospital insurance and is generally available at no cost to most individuals who have worked and paid Medicare taxes. Medicare Part B covers medical services, and there is a monthly premium associated with this coverage. Understanding the coverage provided by each part of Medicare is crucial to determine if it aligns with your healthcare needs while working.

Additionally, our resources delve into the various Medicare options available to individuals working past 65, such as Medicare Advantage (Part C) and Prescription Drug Plans (Part D). We provide valuable information about these plans, their benefits, and potential costs, helping you make an informed decision about your healthcare coverage while balancing your employment situation.

Furthermore, our resources touch upon the importance of evaluating supplemental insurance options, also known as Medigap policies, which can provide additional coverage for out-of-pocket costs not covered by Original Medicare. Understanding these options can help you make well-informed decisions about your healthcare needs beyond what your employer-sponsored coverage may offer.

Explore our comprehensive Medicare resources today to gain a solid understanding of the basics while working past the age of 65. Empower yourself with the knowledge needed to make informed decisions about your healthcare coverage and ensure peace of mind as you transition into Medicare while continuing your employment journey.


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